What would you do if you’re a identity theft victim, who has been mistakenly treated as a serious debtor with a total $12,000 unpaid 6-year-old credit card debt, and dealing with debt collectors who keep calling for a debt you don’t really owe? Watch the clip above to find out what you can do about bad debt collections.

When you receive a notice from a debt collection agency:

• First, don’t ignore this notice and don’t do nothing about it, and fight back! - you should dispute this issue in writing to the debt collection agency and force them to tell you so that you can make a judgment about how serious that situation is.
• Basically, you cannot be sued on a credit card debt that is more than 6 years old – normally the statute of limitations for old debts is just 6 years. If you’re unclear about it – refer to a debt settlement lawyer at your state.

Source: via 7online.com